For suppliers & subcontractors

Will this customer actually pay you in 30 days?

Before you extend terms, deliver materials or put a crew on site, find out whether the company signing the order is solvent, current on its filings, and run by people whose other companies are still standing.

No account needed · no report, no fee · your check is private

What it costs to get this wrong

Not being paid is the commonest way a good business fails.

We won't make up a number for your business. Here is what the published research actually says, with the source attached to each figure.

£40,000
written off in unpaid invoices by the average UK SME over twelve months — up from £17,500 the year before, a 127% rise
Bibby Financial Services, SME Confidence Tracker (Oct 2024)Figure as at Oct 2024
56%
of UK SMEs have had a customer become insolvent
Bibby Financial Services, SME Confidence Tracker (2024)Figure as at 2024
14,000
UK businesses close each year because they were not paid on time
Department for Business and TradeFigure as at 2026
~7%
of UK B2B invoice value is written off as uncollectable
Atradius, Payment Practices Barometer — United KingdomFigure as at May 2025
Your numbers, not ours

What would one unpaid invoice cost you?

We don't know your margin, so we won't guess at it. Put your own figures in.

£66,667

That is roughly how much extra work you'd have to sell, at your own 12% margin, just to get back to where you were before writing off £8,000. An unpaid invoice costs you the goods, not the profit.

Simple arithmetic on the numbers you entered — invoice ÷ margin. It isn't a forecast, and it doesn't include your time, your financing cost or the recovery fees.

The finding that matters to you

The thing a free company search won't hand you.

Two connected companies ended in insolvencyMaterial

The majority shareholder of Northgate Building Supplies Ltd previously directed Sample Timber Trading Ltd (dissolved November 2023) and Fictional Merchants Ltd (creditors' voluntary liquidation, September 2020). Those are dated public records — what you make of them is your call.

Companies House · The Gazette · synthetic sample

Findings describe records, not the character or conduct of any individual. Every example on this page uses a fictional company.

How it fits

It slots into what you already do.

  1. 1A new account application arrivesRun the check before you set a credit limit, not after the first invoice goes unpaid.
  2. 2Attach the PDF to the account fileDated and sourced, so you can show on what basis, as at when, you set the limit you did.
  3. 3Watch the ones carrying the biggest limitsMonitoring emails you if a customer gets into difficulty mid-contract, which is exactly when nobody tells you.

What this won't tell you

We are not a credit reference agency and we don't produce a score, a limit or a prediction that a company will pay. We tell you what the official registers record about it, and on what date. If you want a payment-behaviour score, that is a different product from a different kind of company — plenty of people buy both.

Will this customer actually pay you in 30 days?

Fixed price, in minutes. If we can't produce a report, you aren't charged.